5 Tips to Manage Your Grocery Budget

Grocery budgetYour grocery bill can add up quicker than you realize, therefore, it is imperative to get smart about grocery shopping if you want to stay within your budget. With grocery, you are not stuck with a monthly rate like you are with the internet bills, and you are not locked into a contract like you are with rental agreements. The grocery bill is different and requires significant control if you want to cut down on your monthly expenditure for food. Here are 5 ways to effectively control your grocery budget:

The Pareto Principle

According to the Pareto principle, 80 percent of the effects of an event come from 20 percent of the cause. This means that making small alterations to your most expensive spending habits could lead to significant savings in your monthly budget for groceries. Try to think of the number of times you were tempted into buying something you had not planned for before entering the grocery store. An attractive product packaging by the best food packaging company will make you want to buy things you do not need. Such impromptu purchases could considerably throw you out of the budget.

Know your Priorities                                                                                                        

As you shop for groceries, you need to remind yourself, “if this, then not that”. So, if you are buying fresh and basic whole foods, then you should give up on that new flavor of tea, juice, or that optional topping to make your meal less boring. Toward the end of the month, you will appreciate your efforts in determining your priorities while excluding the “extras” from your grocery list. Keep doing that for a few months, and you will be surprised comparing the numbers. Perhaps, you can spend some of the money saved for buying more of the prioritized items on your bucket list now!

Limit Eating Out

This one expenditure will sneak into your monthly budget like the Trojan horse and will destroy everything you have worked so hard for. Go out only when there is a special occasion, such as dining out when your best friend is in town or to celebrate your next promotion! Never eat out due to laziness. Know your priorities. At the time of buying your weekly or bi-monthly groceries, getting ready-to-eat frozen meals could help you limit the frequency of eating out. If you are not sure about the frozen meals you should buy, you can always ask the salesperson for the fresh, ready-to-eat meals available on the shelves. This way, you will know that there is a scrumptious meal waiting for you in the refrigerator when you return home after a tiring day at work!

Do not Let the Coupons Trick you

Coupons are excellent only if they are for items that are already on your bucket list and from brands which you habitually buy. More often than not, coupons will trick you into buying unnecessary items, from brands you do not usually buy, just because it was too good a deal! Also, coupons often tempt you into buying bundles of products which will eventually end up being a waste of money if you are only going to consume one of the three items in the bundle.

Shop the Perimeters

Almost all big grocery stores have a similar layout. You will most probably find vegetables, dairy and meat areas on the outside of the store, while all packaged products such as snacks, canned goods, drinks are concentrated toward the center of the store. If you stick to the outside of the store and shop the perimeters, you will not only save on your budget but it will also assure your family stays healthy – fresh foods displayed in the boundary of the store tend to be healthier choices!






4 Trend of Recruitment to Look out for in 2018

Recruitment trendsTo be honest, the entire process of recruitment is a completely separate aspect of running a modern day business, and it is going through some massive evolutions to cope up with the digital transformations of this century. There was a time when a job applicant would manually submit his/her application at the office, and wait for days to receive a letter by post. These days, every piece of detail regarding the applicant is gathered almost instantly and collated and analyzed in an efficient manner.

So what is new for this year? Well, the artificial intelligence is. Here is a list of some trends that my shape up the employment procedure of all businesses in 2018. Let us have a look:

(1) Artificial Intelligence

The hottest thing in the technology sphere, artificial intelligence is taking the HR departments of all businesses by storm. There are available a wide range of artificial intelligence solutions for recruitments that are now available for the corporate boardrooms. AI reduces human bias, optimizes operations, minimizes any delays and provides with an analytical perspective of the candidates’ intelligence and emotional quotient that is required for the company.

(2) The System of Applying via Mobile

Smartphones are increasingly becoming the most used technological gadgets, and all HR departments all over the world are continuously finding ways to increase communications via mobile phones and engage the candidates in activities that can be carried out through phones. From video interviews to launching apps to detect any fraudulent information provided by the candidate, mobile recruitment is paving a new way into the corporate world and it is something to look out for.

(3) Micro-targeted jobs

These days, companies are coming up with even more diverse, specific job profiles which are different from the conventional job structures of the past decade. It is good to see that the HR departments all over the world are recognizing more and more different roles that are good combinations of the candidates’ capabilities, passions and requirements by the organization as well. Instead of having a stubborn set of quality requirements, technology based solutions are creating an ideal job portfolio that results in mutual benefits for both the company and the candidates.

(4) The economy dominated by Independent Professionals and Freelancers

Temporary posts are becoming more and more popular with the youth preferring to work with rather than work for. Even companies go for working with temporary professionals, who are hired to carry out specific jobs, instead of holding a permanent position in the industry.