First time to this blog? Probably, because it’s my first time… and I’m the author!
To begin with, I’d just like to set the tone for this site. There won’t be complicated financial theories or lengthy discussions on asset investments. Why? Because that’s not me.
My name is Jessica and I’m a recent college graduate. A few months ago, I accepted a position with a fairly large company to train for retail management, which required me to move pretty far from my family and friends. After two months, my boyfriend moved here with me, and life has been much less stressful since his arrival.
What else? I have two pets… a huge 7-month-old puppy and a fat cat that I rescued from the Humane Society. Together, they drive me to the brink of insanity at times.
On to the financial stuff, which is what the bulk of this blog will focus on. I think we (boyfriend & myself) are in a situation very similar to most young couples today. I am a college graduate, BF is not, but does have some college credits if he ever decides to go back.
I have some substantial credit card debt that I accumulated during college, while working 30 hours/week and trying to pay all the bills. I also have a small personal loan (less than $1,000) that is in my name. BF has a car loan, and student loans from his time in community college. He had a small amount of credit card debt (less than $500), but primarily uses it to build his credit history.
For the most part, we are a simple couple. Unfortunately, between moving to an area with a higher cost of living, BF having to quit his job, and some minor set-backs involving my vehicle, our finances are, how can I say this… TIGHT.
So, there you have it. I intend for this blog to be exactly as the title suggests: a financial conversation. Hopefully, through sharing our struggle to make ends-meet with you (my new friends), we can all benefit.
That’s it for now, folks. I’ve got to figure out what I’m going to make for my work lunch tomorrow (one of my many cost-conscious efforts). I promise there will be more to come, including details!
It’s been good talking to you. See ya next time!
-Jessica