Ali Habib Mayar Talks All Things Finance And Business

Ali Mayar Rapid funding

Ali Habib Mayar,  the founder and Chief Executive Officer of Platinum Rapid Funding shared with us  his expertise of the finance industry, how he got to where he is today and how alternative funding can help small businesses succeed. Platinum Rapid Funding Group, is a cash advance company that specializes in helping small business owners obtain the capital they need to move forward. With a solid background in finance, Mayar has what it takes to propel  Platinum Rapid Funding forward.

  • What lead you to the financial services industry?

I have always had an interest in finance. In 1996, I passed my Series 62 exam which paved the way to more qualification exams that broadened my areas of practice in the corporate security field. During this time period, I was exposed to alternative funding sources and how they can help a large segment of entrepreneurs and business owners who don’t qualify for traditional options. In the past, there were only a few companies that were taking the risk for small businesses and entrepreneurs. I knew I had found my passion in finance and Platinum Rapid Funding ensures that daily.

  • What role does your business play in the financial industry?

We provide viable funding options for business owners and entrepreneurs who could not obtain funding from conventional funding sources such as banks and credit houses. These businesses need support and we are willing to take that risk for them.

  • Why, in your opinion, is it important for businesses to seek help from alternative finance companies like Platinum Rapid Funding?

It’s a beneficial option for business because we have different funding options. Platinum is an alternative funding source, therefore, we offer the flexibility that allows these businesses to obtain funding according to their capacities to repay. We work with each business to assess their strengths and weakness to come up with a package that is within their means to pay. Aside from that, we offer valuable consulting options to help clients make the most out of the capital that they get.

  • What are some different funding options that you offer at Platinum Rapid Funding?

We offer a wide variety of funding options and merchant cash advances for small businesses in virtually all industries. These include merchant ACH funding or credit card splits with variable funding amounts up to $5,000,000, among others.

  • What is one financial tip you would like to offer our readers?

Before you think about where to get the funding you need, have a plan in place. A business needs dedication and hours of hard work. You won’t get to where you want to be if you don’t have a concrete picture of your goals. Being passionate about your business also helps because it makes all that hard work easier to endure. Be in a place where you are always motivated, passionate, and enthusiastic. It will make you the best role model for your team; being  motivated and driven is a crucial component for success.

  • If you weren’t in the financial services industry, what do you see yourself doing?

If I had not been in the financial sector, I would still be involved in a business related industry. Business is my strong suit and passion so it’s hard to imagine myself thriving in any other industry. I do believe I’d still be an in an entrepreneur because it gives me that decision-making, leadership, and motivating position I thrive off of.

  • How can readers get more financial insights from you?

Get more financial insights and keep up to date with the latest in financial solutions by visiting my website at You can also follow me on Facebook and Twitter.



How does Money Supply affect Interest Rates?

moneyEverybody wants to make profit in the market which deals a lot with the matter of money and even the shares and stocks. There is no doubt in that, the need is also to realize and make known to self that the money is a thing, which would keep changing and can never be constant in its behavior!

This behavior of money known by many, make them change the decisions and keep it with them.  Instead of investing their money somewhere, they choose to keep it safely in their locker. Some people ever ready to deal with risks are ready to take some decision, and bear the risk.

For all those, who are interested in investing money, this one is for you! The fact remains same, if the money is supplied in ample in the market, the interested remains lowered and hence many people afford to get loans making their dreams happening. The main twist comes when the money is not available and the need is still there!

In the current economy and even the ones, which have happened in the past, the current rate is made sure with the help of the graph turning out between the supply and demand of money in the market, the market value after a detailed research has been seen to be affected well by this process. The actions of the Federal Reserve and commercial banks affect the money’s value in the United States to a greater extent.

Interest rates are not only affected by the money’s supply and demand but also by the availability of the lender and the investor! This kind of risk is called the risk premium.

Assume an investor has abundance present cash and he will loan or contribute the additional money throughout the following two years. There are two conceivable offers for his present cash—one offering a 5% financing cost and the other offering a 6% loan fee.

It’s not promptly clear which he should pick since he has to know the probability that he’ll be paid back. On the off chance that the 6% appears to be more harmful in terms of return than the 5%, he may pick the lower rate or ask the 6% purchaser to raise his rate to a premium equivalent with the accepted risk

It truly depends on the category and the year in which the cash is flowing along with the change in the years as well.

No doubt, there is a fluctuation in the market and the demand of money there would sure be a great deal of risk and a lot of decision making abilities required to know when to invest in the market.

The fluctuating behavior of cash is no doubt making some of the meagre investors as well as lenders experience a big blow on their projects as well as business but this would surely be the cases of few months or even a year! As mentioned above the behavior of money keeps changing and it could never remain same!