Top Dow Stocks of the Last Year

Overview of Dow Jones Industrial Average index

Commonly known as Dow Jones or Dow stock, The Dow Jones Industrial Average index is an index of 30 major US company. Charles Dow first created it. Dow stock shows Price-Weighted Index.

Price-Weighted Index means that the stock with higher price has more influence on the stock. It does not consider the market value as its parameter for calculating the index. To calculate the index value, Dow uses a divisor-based methodology.

Here is the list of top 5 accomplishing stocks of the Dow Jones Industrial Average index during the year 2018.

Top 5 accomplishing stocks of the Dow:

  1. Merck & Co., Inc. (MRK)

Merck & Co., Inc. (MRK) is a multinational pharmaceutical company based in America. It has its remarks not only in America but also in the world, as one of the largest pharmaceutical company in the world. They provide healthcare solutions all around the world. Merck stock increased by around 34% annual returns in 2018.

Sector: Pharmaceutical

Market Capitalization: $195.63 billion

Price Change: +$19.01

Performance in the year 2018: +34%

  1. Microsoft Corp. (MSFT)

Microsoft Corporation is a company headquartered in Redmond, Washington is a multinational technology company. With a bumpy ride till March, Microsoft Corporation has shown tremendous growth on earnings and revenue. The company has maintained its speed for the next quarter, which resulted in a 19% hike in the revenue. They remain active in the market.

Sector: Technology

Market Capitalization: $789.94 billion

Price Change: +$16.94

Performance in the year 2018: +19.75%

  1. Pfizer Inc. (PFE)

Pfizer Inc. is headquartered in New York City. It is a multinational pharmaceutical corporation which is research-based. The global range of products includes vaccines and medicines, along with consumer healthcare products. Two of the products of Pfizer Inc. has made it possible for it to be in the list of top 5stocks of Dow. Anti-inflammation tablet Xeljanz and cancer drug Ibrance; the sales of these two increased by 34% and 24% respectively in the first four months of 2018. As a result, the stock price got uplifted.

Sector: Pharmaceutical

Market Capitalization: $250.04 billion

Price Change: +$6.67

Performance in the year 2018: +18.03%

  1. UnitedHealth Group Inc. (UNH)

UnitedHealth Group Inc. is a health care company located in Minnetonka. They offer insurance services and health care products. It has given continuously unexpected revenue and earnings in the year 2018. The 17% annual return of the company has benefited the Nation, economy, and development structure.

Sector: Insurance and health-services

Market Capitalization: $248.27 billion

Price Change: +$36.91

Performance in the year 2018: +16.7%

  1. Cisco Systems, Inc. (CSCO)

Cisco Systems, Inc. is a multinational technology company which has given an annual return of 14% and therefore stands at 5th position. Providing A- class networking services, the company dealing with the router and switching hardware did a remarkable job.

Sector: Technology

Market Capitalization: $198.72 billion

Price Change: CSCO gained $5.34

Performance in the year 2018: +13.75%

Balance Transfer Credit Card Offers

Make the Most of the Best Balance Transfer Credit Card Offers

You can save a good amount of money by moving a balance of high-interest rate to the balance transfer credit card that has an introductory rate of 0%. In the case of these cards, the more is the introductory period naturally, the better.  It will give you more time to pay off the balance and avoid paying interest altogether. There are a couple of factors which make this card even better. These include rewards, 0% on purchases and no fees for a balance transfer.

Balance Transfer Credit Card Offers

Some of the Best Cards to Use

Take a look at the list of some of the best balance transfer credit card offers,

  • Chase Slate-

    While transferring a huge amount, the fee for the balance transfer can add up. Through the Chase Slate, you will not require paying any fee for a balance transfer on any balance they transfer during the initial 2 months of opening the account. After this, the balance fee will be 5% of the transferred sum or $5, whichever is higher. Besides the user can take pleasure of an introductory APR of 0% on balance transfers and purchases for 15 months post opening the account. After this, what applies is the regular APR ranging from 16.99-25.74%. Here there is no penalty APR, and you must not miss annual fee payment. As a cardholder, you can remain ahead of their credit score through access to FICO score for free every month along with the 5 primary factors that affect their score.

 

  • Citi Simplicity-

    If you require more time in paying off a bigger balance, this card will be the best choice. Its introductory APR of 0% on balance transfers and purchases will last for 18 months. Post this the regular APR will be 15.99-25.99% based on the user’s creditworthiness. They will require to pay a fee for the balance transfer which is above $5 or 5% of every transfer amount. Citi Simplicity keeps it simple with no late fees as well as no annual fee and penalty rate.

 

  • Discover It-

    If you wish to earn rewards on your credit card post paying the balance transfer, Discover It is the card to use. Firstly, they can reap the perks of introductory APR of 0% which lasts for 1 year and 2 months on balance transfers and purchases. Here the regular APR will be 13.99-24.99%. In case of good credit history, you will get lower rates of interest. In this card, the fee for balance transfer will be 3%. The purchases will qualify one to earn cash back rewards. The best part it comes with the Freeze It option which the user can use for preventing unauthorized use of their credit card. Here again, the user will get a free FICO score on their monthly billing statement.

 

  • Citi Double Cash-

    It has a balance transfer period for long. Here the introductory APR is 0% on balance transfers and for 18 months. Post this it will be within 15.49-25.49%. The fee for balance transfer will be either $5 or 3% of the amount transferred, whichever is higher. The balance transfer should be completed within 120 days post opening the account to qualify for the promotional rate. You must make the balance transfer quickly to make the most of that long promotional period. As the promotional rate will not apply to the purchases, the user will still get interested in whatever they buy with the card despite paying the full purchase balance. So it is wise to wait till you pay off the balance transfer to make purchases. When you begin to make a purchase through this card, it will earn you a cashback of 1% while another 1% back when they pay them back. It is the specialty of this card. Also, there is no annual fee.

 

  • BlueCash Everyday Card-

    This card from American Express provides an introductory APR of 0% on purchases and balance transfers for the initial 15 months post which the APR will be within 15.24-26.24%. If the user wishes to earn bonus they need to make purchases. When you use the card for making purchases, the cardholder will receive cash back of 3% on supermarkets, 2% on gas stations and 1% on others. This card does not have an annual fee.

 

  • JetBlue Plus Card-

    This is an excellent combination of airline rewards and balance transfer. It offers an introductory APR of 0% on balance transfers, especially for the initial 12 billing cycles. The balance needs to be transferred during the initial 45 days for being eligible for the special pricing. This card has a regular APR of 17.99%, 21.99% or 26.99% depending on the user’s creditworthiness. If you use the card for earning rewards after clearing the balance transfer, the user will get 6 points/dollar on every purchase on JetBlue, 2 points/dollar at grocery stores and restaurants and 1 point/dollar on other purchases. The user can redeem their points for a seat on any flight operated by JetBlue and enjoy free first checked bag. It has no fee for foreign transactions but has an annual fee of $99.

 

  • Travel Rewards for Students-

    Travel Rewards for Students from Bank of America offers an introductory interest rate of 0% on purchases for the initial 12 billing cycles post which the regular APR remains 16.99-24.99%. The purchases will earn 1.5 points/dollar. The user can receive a bonus of 10% on their rewards if they have active savings or checking account with Bank of America. This bank also makes it simpler to keep up with their credit score by offering free access to FICO score with their monthly statement. Here there is no fee for foreign transactions and also no annual fee.

 

  • Propel American Express-

    This card from Wells Fargo offers APR of 0% on purchases and balance transfers for the initial 1-year post opening the account. The new cardholder will earn bonus points of 30,000 when they spend $3000 on whatever they buy within the initial 3 months post opening the account. After completion of the introductory period, one will earn 3 points for each dollar they invest in popular streaming services, travel, transportation, dining and will receive 1 point/dollar on other purchases. Here again, there is no fee for foreign transactions and also no annual fee.

The list of cards also includes Cash Rewards Visa from Bank of America, Citi Diamond Preferred amid others. Do proper research and pick a card that suits your needs best.