4 Budgeting Tips for Date Nights

If love and date nights are on your mind due to Valentine’s Day being right around the corner when it usually isn’t, don’t feel guilty!

Life gets busy and as our schedules fill up with numerous tasks and responsibilities, it can become harder and harder to make time for regular date nights with your partner.

Aside from the time commitment, money can be an obstacle as well. Some people think you need lots of money to go out on a date.

Considering the price of food and drinks to expenses like tickets for events, parking, babysitters and more, it can make having a regular date night seem out of the question when you’re on a budget.

On the contrary, the team at Financial Conversation believes that having regular date nights is a must if you want to maintain a happy and healthy connection and relationship with your partner.

In fact, date nights don’t have to be so expensive either when you plan carefully and get creative.

Here are a few tips to help you improve how you budget for date nights and Valentine’s Day.

Has the fun in your relationship died down a little due to money being tight? These budgeting tips for date nights will help reverse the damage.

1. Split the Costs or Do Free Activities Together

“Yes, dates can be expensive, but what my fiance and I do sometimes is share the cost of the date so the financial burden doesn’t just fall on one person. Since we have separate finances for now and we split the cost of our other expenses anyway, I don’t mind picking up a few snacks if he pays for us to see a movie. It’s easier for both of us to pitch in together to enjoy a nice date.

Another thing I love to do when it comes to planning dates is try out free events and festivals in our neighborhood. If it doesn’t cost anything to attend, we will probably try it out due to our curiosity. We’ve visited museums together, went ice skating, watched fireworks at festivals, and took a kayaking class all for free thanks to simply searching for events online and acting on the ones we were interested in. Going on free outings together is a great way to bond, get outside of the house, and not have to consider money a factor when it comes to dating.”


2. Prepare your Finances for Dates

“You should always try and make room in your budget for fun, including date nights. Talk with your significant other, consult your spending plan, and figure out an amount you’d be okay with spending on date nights for the month. Maybe that amount is $50, or maybe it’s $100. Take that amount and figure out how you can stretch it.

You could go all out one night a month and spend $100 on something really awesome (like a show), or you could divide that $100 up into 5 date nights for $20 each. Go out for a cheap meal, see a movie (matinee or half off days are great), buy picnic materials + wine and go to the park and have lunch – there’s plenty you can do!”


3. Factor in the Costs of a New Relationship and Consider Restaurant Coupons and Deals

“Since I’m not in a relationship I think my perspective is different. When I first start dating someone I know it’s going to cost more and date nights will be more often (probably) than for those of you who are already in long-term relationships.

That said, dating doesn’t have to be expensive. I’d love to go on cheap dates by utilizing happy hour deals, going out for late night appetizers (when they are usually 1/2 price), or even using a coupon or Groupon to save money at a restaurant.”


4. Optimize the Time You Have Together Instead of Worrying About Money

“I believe that having regular date nights out with your partner is an important part of having a healthy relationship. Alone time away from kids, work, and responsibilities allows you to give your undivided attention to your significant other. When you don’t get that quiet time together, things can become stressful and overwhelming. I know that we could benefit from more date nights, my husband works long, irregular hours, making it next to impossible to schedule time together with any regularity.

I love Valentine’s Day and enjoy celebrating the holiday, but I’m used to not spending it with my husband because of his irregular work hours. We have learned to enjoy our relationship in the moments that we do get to be together. So even though he may work 12-18 hours on Valentine’s Day, I’ll cherish those 30 minutes I get to spend with him before he leaves for work. It’s not exactly a romantic dinner out, but I’ll take what I can get.”


When it comes to planning and budgeting for dates, always keep in mind what works best for you and your partner in terms of your time limitations and your financial goals.

FCP006 – Budgeting for Relationships and Valentine’s Day

Welcome back to the Financial Conversation Podcast!

On this week’s episode we are discussing how to have a memorable Valentine’s Day while still being frugal.

This is a topic we wanted to cover because Valentine’s Day is right around the corner, and we know how tough it is to stay faithful to your budget if you are in a relationship.

Don't let the romance die. Budgeting for relationships doesn't have to be hard - we have plenty of free and inexpensive date ideas in this podcast!

Various reports show that couples spend around $130 or more on average for gifts, dinner, and experiences.

With Valentine’s Day right around the corner, it’s no wonder that we’ve all got love on the brain.  We all know that having relationships costs money. Date nights, Valentine’s Day, and anniversaries are just a few of the expenses that most relationships have to contend with.

In this episode we discuss:

  • 2:00 – How often we have date nights
  • 3:50 – What is your idea of a date night?
  • 6:30 – How do you handle celebrations? (anniversary, Valentine’s, etc.)
  • 10:45 – 5 Love Languages
  • 14:30 – 64,000 unread emails!?
  • 17:10 – Setting a money limit on giving gifts
  • 24:20 – Saving up for non- traditional gifts like a trip, etc.
  • 28:25 – Keeping romance alive during dating with out overspending
  • 29:00 – Avoiding overspending while dating
  • 31:20 – How to make sure your relationship is based on more than just money
  • 36:55 – Our thoughts on Valentine’s Day

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