How to Stop Relying on Data & Save More Money

Data — when it works, it’s one of the biggest perks of owning a smartphone. That LTE symbol in the top corner of your screen means you can scroll and stream your way through the Internet.

It also means you may be paying top dollar for the privilege. Without an unlimited plan, it’s easy to go over your data and rack up hundreds of dollars in penalties.

If you want to avoid another month paying overage charges, try out these simple tips. They’ll help you change the way you use data, so you don’t have to pay an arm and a leg to browse.

Save money

Match Your Plan to Your Usage

It’s easy to say you’ll stick with a restrictive data limit to save money, but it’s an entirely different thing to actually do it.

Setting an ultra-low limit is like setting yourself up for failure. If the average person uses a little more 30 GB a month of both wireless and cellular data, something like 200 MB may not be a realistic goal.

While 200 MB may be too restrictive, 2 GB may not be. It’s all about finding that data sweet spot that’s affordable without being impractical.

Tap open your settings and look under Data Usage to see how much you’ve used in past months. Use this figure to choose a new plan with a limit that’s restrictive without being impossible.

Change Your Carrier

The biggest names in the data game are like brand name sneakers or purses. The name of the brand is what makes it more expensive. AT&T, Sprint, T-Mobile, and Verizon are some of the most common carriers in the US, yet they often charge the most for their plans.

By switching to a smaller and prepaid competitor, you could end up with more data for less money. According to cell phone expert Christine Gallup, the switch could cut your monthly bill in half.

Change Your Data Habits

If you don’t have an unlimited plan, there are some things you should never do on data. Falling down a click hole on YouTube or listening to your Spotify playlists are prime examples.

Apps that stream video and audio are the worst culprits for data overages, but they aren’t the only reasons why you go over your limits. There’s a long list of apps that use more data than you realize.

Once you identify the data guzzlers on your phone, here are some tips to help you work around these apps:

  • Wait until you’re on Wi-Fi to check your notifications
  • Download playlists, podcasts, and videos when you’re on Wi-Fi
  • Turn off automatic downloads and set it so your phone only updates apps when on Wi-Fi

Have a Contingency Plan

Although you have the best intentions to stay under your limit, you may still go over it.

Things happen. If you get lost, you’ll have to rely on Google Maps to find your way home. If you forget you didn’t actually download that episode of In The Dark, you’ll stream it during your walk.

If your higher-than-normal bill arrive as at the same time as an unexpected expense, you may not have the savings to cover everything.

If you don’t have extra savings set aside for emergencies, an online lender can help you pay off data overage charges. They offer short term loans online that are ideal for last-minute emergencies when you’re low on funds.

Online lenders are faster alternatives to traditional lenders because their digital platform operates 24/7. To find out how their online platform helps you, you can learn more about online lenders and their installment loans before you apply.

When you’re regularly using too much data, the obvious solution is to upgrade to an unlimited plan. But as data gets more and more expensive, that’s not always right for your budget. Luckily, there are cheaper ways to control your bill. Change the way you use data to see how much money you can save before you lock into a more expensive plan.

4 Savvy Ways to Save Money Online

Gone are the days when people would collect every magazine going and clip out the coupons in the back to save money when shopping. The internet has opened up how we save money and enabled us to find some genuine deals. The vastness of the companies online, each vying for your business, means that in order to succeed, they need to be making good offers for you to use their service. But what are the best kinds of deals that you can get online – and how exactly do you go about finding them?

Save money

Introductory Offers

One way in which brands are known to build a strong customer following is by enticing them in with some benefits. By offering a gesture of good will before the customer interacts with the brand, the latter is more likely to have a favorable opinion of the brand. Deals can be found for money off your first online shop with many supermarkets. For example, Walmart has a growing selection of online vouchers for those who do their first online grocery shop. This not only provides customers with money off what they already were going to spend but also builds a relationship with the supermarket. Oddschecker offers free bets for those who sign up, which can be a strong enough reason to differentiate them from competitors and enable the customer to be persuaded to stick around based on the games available.

Celebrity Endorsement Deals

Another way in which the digital age is helping us benefit with savings is the advent of celebrities endorsing products. These don’t have to be George Clooney advertising coffee or Natalie Portman selling perfume. There are also lesser-known celebrities with deals that you’ll benefit from. For example, Kyle Richards of The Real Housewives of Beverly Hills (and Paris Hilton’s aunt) is often touting various slimming tea offers on her social media, allowing her followers to benefit from money off their orders. Boohoo USA follows the British model of the company, regularly using socialites and celebrities in order to offer 10% or 20% discounts on orders. The celebrities benefit by making money through their codes being used, while the shopper benefits from money off, and the company even benefits in terms of brand awareness from having a well-known endorser of their merchandise.

Seasonal Sales

One of the biggest pushes for companies making offers you really shouldn’t refuse is when an occasion comes where their sales targets are higher. The period from Thanksgiving to Christmas offers a variety of sales, as companies know that all businesses are vying for you to make your holiday purchases with them. Apple is known for running lucrative Black Friday sales deals and then keeping the offers running until January. For most businesses, Q4 is when the greatest amount of money is made, so profit margins are deliberately designed to allow for as many special offers as the company deems is necessary.

Seasonal sale

Source: Pixabay

Free Trials

Another way that services use to entice customers, and that customers can benefit from, is a period of free trials. This is used by all manner of company that looks to hook you in. Netflix is renowned for offering your first month free, while hayu, Spotify, and Amazon Prime also offer trial periods before you have to commit to a full membership. Free trials work to suck in customers – but if you use them cleverly, you can amass several months of free content or service without having to commit. Gyms also offer a free trial, so if you plan your workouts over a period of time and use all the free trials offers, you could see some serious results for little expense.

Savvy shopping can turn a basket of expensive purchases into a breeze and if you know where to look online – the multitude of coupon websites – then you’ll be able to find a good deal easily. Companies need your business more than they like to let on, so you have some power over where you shop. As such, there are only a handful of brands that don’t regularly churn out deals and offers to entice customers. Their logic is that once you use their brand once, you’ll be a loyal customer and the product or service on offer will be strong enough to keep you using them once the deal wears off.