Use an Ounce of Insurance Prevention

We all buy insurance with the hope we’ll never need it: life, vehicle, and home insurance are the standards but often we add insurance to our mortgage and credit cards. We also buy insurance in the form of extended warranties for our appliances and electronics so we can afford to repair or replace them if they’re damaged or lost.

Insurance is a necessity of life but like many other necessities it can be a tedious procedure if you have to make a claim. If the problem involves an appliance or electronic item there are other steps you can take before starting the insurance or warranty claim procedure:

The old saying says an ounce of prevention is worth a pound of cure and that holds true for electronics and appliances. Once you get your new product home do some quick research and see if there are any accessories designed to prolong the life of your new purchase.

A good example of this is cell phones. Your phone can be a big purchase item and if you’re like most of us you’ve done a drop-and-damage or two in the past. Lifeproof is a company dedicated to protecting your phone and other electronics from the perils of life, and a stylish protective cover will probably save your phone more than once during the time you own it. If you like the products you can use a Lifeproof coupon to save on your purchase.

Likewise, most home electronics and appliances will last longer with the proper care. Do a quick read through of the owner’s manual so you know how to take care of it properly. TV screens can be scratched or damaged by improper cleaning; water heaters should be drained and flushed once a year. These types of basic maintenance knowledge can keep your purchases in top shape for years.

If you do have an issue your first step should be to check the owner’s manual. You’ll usually find a “troubleshooting” section towards the back of the manual which outlines simple solutions to common problems.

If you can find a simple answer look for the customer service phone number in the front or back cover of the manual. This will get you connected with a customer service rep who will direct your call to a service person or will give you instructions pertaining to making a claim on your warranty.

Great Gadgets for Those Long Roadtrips

travel gadgetsToday’s driver is living in a very exciting time. There are some great gadgets for your car that make any ride a lot more fun. Whether you are just going to the corner store for some milk, or taking that road trip with family and friends. You’ve got technology to make everything easily at your fingertips. Whether you need something in an emergency, to get something to make your ride more comfortable or to keep the kids busy while you drive the miles away getting to Grandma’s house. Here is some of the tech we know you simply aren’t ever going to want to leave behind in the driveway!

GPS – also known as global positioning system, this used to be optional in cars but now you’ll find it in just about every vehicle that comes out of any factory around the world. Not only can it tell you where you are, but it also can tell other people where you and your car is. So if your car gets stolen, the authorities can turn it on to help find your car. One challenge with GPS is that although it gives directions, not every single time is it 100% correct. So you will want to keep a set of up-to-date maps in your car to also refer to, for those every once in awhile times when the GPS is not quite on target and you’ve got to get somewhere.

Cellphone. Now please do not text and drive, this is not only highly unrecommended but also against the law in many USA states. In a lot of states you can use hands free technology to talk on your cellphone, if there is a call that you must make or return. There is even software that will convert what you say into a text, so you can easily send someone a text by speaking into your hands free cellphone. Do remember that your top priority is driving and the safety of everyone in your car and on the road. Most calls we consider making can wait until you reach where you are driving to.

A lot of parents were thrilled to discover that SUVs and larger vehicles have now been created with small TVs on the backs of the front seats, so the back seat passengers can watch them. Why, you’ll even see this in many taxicabs in the larger cities in the USA that you visit. Do keep the volume of the TV on low and always choose a fun, entertaining but somewhat soothing and relaxing TV show for your kids. Having a TV is especially ideal if you have a long car ride that may take a few hours and you want to be certain they will be busy the entire time.

Radio & Music. Today’s car driver has quite sophisticated choices when it comes to radio & music for their car. No longer is it just AM or FM radio. Yes, you do have these options. But there is also SIRIUS, which is a paid subscription service that has lots of talk shows as well as music. There are other great subscription services that you can select. A lot of people choose to tune in to a specific show during their commute to and from work. Especially if your commute takes half an hour or an hour, this type of listening entertainment is just perfect while you drive.

Auto assistance. This is something that most would obtain from their cellphones, but now you often have technology right in your car, such as OnStar that can help you with a lot of minor car problems and also will contact help if you need more major car or medical help. This is fantastic, if you’ve locked the keys in the car because OnStar can unlock the car for you. It’s quite helpful!