The 8 Best Auto Loan Refinance Banks of 2019

auto loan

Refinancing an auto loan means to find a new loan at a lower rate of interest. The main purpose of refinancing is always to save money and get another loan at an interest rate you can afford. Maybe you got a bad deal the first time you bought your vehicle and you had to stick with it for a few months or even years. You have made an excellent decision to refinance your auto loan and I will share a few auto loan refinance banks specializing in dealing with situations like yours.

Here are the best auto loan refinance banks of 2019. Refinance your vehicle to make a truckload of savings in the upcoming years.

1.USAA

USAA offers you a lower interest rate or increases the length of the loan. Besides, there is no rush. Once your refinancing gets approved, you get 60 days to get things in order. And you don’t have to pay a penny in these 60 days. You also get to take your car overseas. There won’t be any change in your interest rate in doing so.

2. CarFinance

CarFinance has been helping auto owners get a better deal since the last decade. On applying online, your loan will get approved or disapproved within a mere 30 minutes. On disapproval, you get a free consultation on how to get your auto loan sanctioned.

During the approval process, experts at CarFinance check your credit history and our loan paying capacity. The maximum amount of your loan approval is based on these two factors. Moreover, CarFinance is also a good auto loan refinance company for entrepreneurs and self-employed people.

3. AutoPay

Last year, AutoPay claims to have helped auto owners by lowering the interest rates by 50 percent and saving $95 per month. These figures are astonishing. The yearly savings come to $1,144/yr. Moreover, the entire auto refinances application process is streamlined. That means, once you begin filling up the application form you will end up in receiving an email from AutoPay either approving or disapproving your request.

4. LendingClub

LendingClub is another loan refinance bank that saves your time and money in paying off the auto debt. With LendingClub there is no approval process. They have pre-made offers that you get to check online. Select whichever offer suitable for you can you are good to go. 

5. Bank of America

With Bank of America, it takes just 60 seconds to get approved and know your new lowered interest rate. Moreover, there is no origination fee. They will approve your application even if the payoff balance on your current loan is more than your vehicles current value. All you have to do is pay the difference to get the auto loan approved.

Conclusion

Before applying for an auto loan refinance, make sure you have good credit. You are simply not going to get a better interest rate with a bad credit history. In that case, you should take some time to look for ways to better your credit score.

survey

Best Paid Online Survey Websites

survey

You should think again if you are one of those people who believe online survey websites are a scam or a waste of time. I can assure you that they are legit. You just need to know which ones pay the highest rates per survey. I have shared a few online survey websites that I found useful in the times when I needed to make a few quick bucks.

Here are the 5 best paid online survey websites

1. Swagbucks

Swagbucks is an online survey website that lets you make money online by just filling up survey forms. Swagbucks is one of the most trusted online survey websites as they have been featured on Huffington’s Post, The Penny Hoarder and BuzzFeed. Until now, they have paid their members more than $352 million. So, if you want to earn a few bucks, you can download this app on your mobile and complete easy tasks like filling up forms, watching videos and reading blog posts.

2. InboxDollars

With InboxDollars, you can now make money by completing easy tasks like opening emails and referring others to it. You can earn ten percent of what your preferred people are earning. This way, your income keeps on multiplying and you can earn some serious money by the end of each month.

3. Global Test Market

Completing a survey form on Global Test Market is the easiest relative to other online survey websites. Global Test Market pays you in form of life points which later can be converted to cash or to a gift card. However, you will need a PayPal account to receive your reward in the form of cash. For every 806 life points you make, Global Test Market will transfer $10 in your PayPal account. You can also claim your payment in gift cards from popular online stores like Amazon.

4. Opinion Outpost

Want to get paid $10-$15 a day?  Opinion Outpost may be the best online survey website for you. Their mobile app is very user-friendly and well designed. On logging in to Opinion Outpost, you will see your dashboard with all the details thoughtfully organized. The next step will be to fill out a simple questionnaire that will let them know about your likes and dislikes. Filling this form is essential as your tasks will be based on the information you provide.

5. LifePoints

LifePoints is another popular online survey website. You can make money on collecting life points by filling out survey forms. The thing that I like about LifePoints is that you get to choose what kind of surveys you are interested in doing. You can select domains you are well versed with and discard everything else.

Conclusion

Filling out surveys is an activity that requires no mental or physical energy. Furthermore, it is completely risk-free as you are not required to invest a dime from your pocket. So why not sign up for one of the above-mentioned online survey websites and try out for yourselves.